See your finances clearly.
Move with confidence.
Lumin connects your bank accounts, payment processors, and accounting software into one intelligent dashboard. Automate reconciliation, track cash flow in real time, and make data-driven decisions — without spreadsheets.
Trusted by finance teams at thousands of companies
Transactions processed annually
Active businesses on Lumin
Platform uptime SLA
Average month-end close speed
Everything you need to run your finances
From daily reconciliation to board-ready reports — Lumin replaces spreadsheets, late-night data entry, and the anxiety of not knowing your cash position.
Real-time cash flow visibility
Connect every bank account, payment gateway, and wallet. Watch your money move with live dashboards that update in seconds — not overnight batch jobs.
- Live balance aggregation across 15,000+ financial institutions
- AI-powered cash flow forecasts with 95% accuracy
- Custom alerts for low balances, large deposits, or unusual activity
Smart reconciliation, automated
Lumin learns your transaction patterns and matches payments to invoices automatically. Handle 95% of reconciliation without touching a spreadsheet.
- Rule-based and ML matching — works with Stripe, Shopify, QuickBooks, Xero
- Flag exceptions with one click — no more digging through PDFs
- Audit-ready trail with full timestamp history
Board-ready reports in minutes
Stop rebuilding the same reports every month. Lumin generates executive summaries, P&L snapshots, and investor-ready decks from your live data — no finance team required.
Connect your data sources
Bank accounts, payment processors, ERPs — one integration per source.
Lumin reconciles and enriches
Transactions are matched, categorized, and normalized automatically.
Export or present
Download CSV, share a link, or present directly from Lumin.
Multi-entity consolidation
Roll up financials across subsidiaries, currencies, and tax structures. One view of your entire organization.
Learn moreReal-time compliance
Automated tax categorization, IFRS/GAAP mapping, and regulatory filing prep. Minimize audit risk with every transaction tagged and traceable.
Learn moreAPI-first architecture
Every data point exposed via REST API and webhooks. Build custom integrations, trigger workflows, and pipe data into your existing stack.
Learn moreTrusted by finance leaders
Companies of every size use Lumin to close books faster, reduce manual work, and make smarter financial decisions.
"We cut our month-end close from twelve days to three. That's not an incremental improvement — it fundamentally changed how we operate. Our team now spends time analyzing data instead of chasing it."
"I used to spend three hours every Monday morning consolidating cash positions across six bank accounts. Lumin does it in real time. I get a push notification before my coffee is ready."
Simple, transparent pricing
No hidden fees, no surprise overages. All plans include a 14-day free trial — no credit card needed.
For small teams getting started with financial automation.
- Up to 10,000 transactions/month
- 5 bank connections
- Basic reports & dashboards
- Email support
For growing teams that need advanced analytics and controls.
- Up to 100,000 transactions/month
- Unlimited bank connections
- Advanced analytics + forecasting
- Multi-user access (up to 10)
- API access + webhooks
- Priority support
For organizations with complex requirements and dedicated needs.
- Unlimited transactions
- Custom integrations & onboarding
- Dedicated account manager
- SSO & role-based access control
- 99.99% SLA guarantee
- 24/7 phone + Slack support
Frequently asked questions
Lumin uses Plaid and Yodlee as our data aggregation partners, giving you access to 15,000+ financial institutions across the US, Canada, UK, and EU. Connections are read-only and encrypted end-to-end. You grant access per account and can revoke it at any time.
Yes. Lumin is SOC 2 Type II certified and uses AES-256 encryption at rest and TLS 1.3 in transit. We never store raw banking credentials — all connections use OAuth-based token exchange. Data is isolated per tenant with row-level security.
Absolutely. You can export all your data as CSV or JSON at any time — no lock-in. We also support direct migration to major accounting platforms. Your data belongs to you, period.
Unmatched transactions appear in your exceptions queue with suggested matches based on our ML models. You can approve, reassign, or flag them with a single click. Over time, Lumin learns your patterns and exceptions become rare.
Yes. We offer a 50% discount for registered nonprofit organizations on all plans. Contact our sales team with your proof of nonprofit status and we'll set it up within one business day.
Ready to see your finances clearly?
Join 40,000+ businesses that use Lumin to automate their financial operations and make better decisions — starting today.
14-day free trial · No credit card required · Cancel anytime