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Fully audited · Self-custody · Insured

Your savings.
Your keys.
Your future.

Aegis turns bitcoin and stablecoins into a secure savings account — institutional-grade custody, audited smart contracts, and yield paid daily. You hold the keys. We do the work.

Create your vault Compare with a bank
4.9/5 from 12,400+ reviews
Portfolio balance
€48,420.16 ▲ +12.4%
Bitcoin 62%
Ethereum 23%
USD Coin 15%
2,840,000+
Accounts self-custodying
€1.8B
Assets under protection
99.9%
Infrastructure uptime
0%
Custody fees, always

Set up in ten minutes, not a weekend

No paperwork, no minimums, no permission. Three steps between you and a vault that answers to no one but you.

STEP 01

Create your vault

Generate your keys on-device with biometrics and a passkey. They never leave your phone — not even we can see them.

STEP 02

Fund with fiat or crypto

Buy bitcoin and stablecoins with a card or bank transfer, or move coins in from any wallet. Settles in minutes.

STEP 03

Earn while you hold

Yield compounds daily on your stablecoins, and your bitcoin stays 100% yours. Withdraw to your own address anytime.

The honest comparison

Banks charge you to store your money. Aegis pays you to keep it. Here's what that actually looks like.

What matters AegisYOU CHOOSE Traditional bank
Who owns your money You — self-custody The bank
Interest on savings Up to 6.2% APY, daily 0.01% – 0.5% APY
Custody fees €0, always €5–€25 / month
Freeze your account No one can Anytime, any reason
Open in 10 minutes Yes Usually 2–3 weeks
Your assets, 24/7 Yes — even weekends Business hours only

Security you can verify, not just trust

Every layer of Aegis is open source and audited. If it can't be verified, it doesn't ship.

Self-custody by default

Your private keys are generated and stored on your device, protected by biometrics and passkeys. Aegis can never move your funds without you.

Audited smart contracts

Four independent firms audit every contract before release. The full source is public — 11 audits passed, zero critical findings.

Insurance on every vault

Funds held by Aegis are covered by a €200M insurance policy against theft and protocol loss. Your risk ends where ours begins.

Regulated where it counts

Aegis operates under an EU MiCA license and a registered VASP in the UK. KYC once, quietly, with your data encrypted end to end.

People who stopped renting their money

Real accounts, real numbers, real freedom.

I moved my emergency fund out of a bank that paid 0.05% and into Aegis stablecoins. Same peace of mind, sixty times the yield, and I'm the only one who can touch it. I sleep better than I did with the bank.
Marta Kowalska Product designer, Berlin
Two years of daily compound interest on my savings, zero custody fees, and I've never once been locked out. The weekly audit reports are a nice touch.
João Lima Freelance engineer, Lisbon
I kept 40% of my savings in bitcoin through Aegis. The passkey vault took five minutes to set up. My bank asked for three visits and a notary.
Rosa Schmidt Clinic owner, Munich

Questions, answered straight

If yours isn't here, our support team answers in under an hour — real humans, seven days a week.

It means your private keys — the only way to move your funds — are generated and stored on your own device, never on our servers. We build the vault and the tools; you own the key. Lose your key and we can't recover it, which is exactly why we build recovery flows with your passkey and a secret share.
Stablecoins in your vault are routed into audited lending protocols and short-term government-backed instruments through a transparent strategy. Every position is published weekly. Rates float with the market — currently 4.8%–6.2% APY — and interest lands in your vault daily.
Yes. Vaults are covered by a €200M policy against theft and protocol failure, held with a leading Lloyd's syndicate. Funds in your own wallet — the self-custody part — are yours alone; the insurance covers assets in Aegis-managed strategies.
Your recovery phrase is split into encrypted shares using Shamir's Secret Sharing, and one share lives in your passkey provider (iCloud, Google, or 1Password). Reinstall the app, authenticate with your passkey, and your vault is back — without us ever seeing your keys.
Custody is free forever. We earn a transparent spread on fiat-to-crypto purchases (0.4%) and on protocol yield (0.25%). No hidden monthly fees, no minimum balance, no inactivity charges. Everything is itemised in your vault ledger.
Anytime, to any address, with no approval and no waiting period. Network fees apply on-chain only. You'll never need to ask permission to move your own money — that's the whole point.

Your money shouldn't ask permission.

Join 2.8 million people keeping their savings where they can actually see it. Free to create, free to hold, free to leave.