Savings that come full circle.
Tanda turns the savings circles your community already trusts into a secure, digital service — transparent escrow, automatic collections, and a credit history that finally counts.
Funds held in regulated escrow · Insured up to €100,000
Regulated escrow
Every pot lives in a segregated account at a licensed custodian, separate from Tanda's own funds.
Automatic collections
No chasing anyone. The platform reminds, collects, and records every contribution on time.
Transparent ledger
Every contribution is visible to every member, at all times, with a full audit trail.
No hidden fees
What you see in pricing is what you pay. Nothing else, ever.
How a tanda works
The same rhythm your family has used for generations — with a bank-grade ledger underneath.
Form your circle
Invite 5–25 people you trust. Agree on the monthly contribution and how the pot is ordered — rotation, lottery, or auction.
Contribute monthly
Tanda collects from everyone automatically and holds each pot in a regulated escrow account. Reminders handle the rest.
Receive your pot
On your month, the full pot lands in your account — no delays, no awkward conversations.
A dashboard your circle can actually read
No spreadsheets, no group-chat accounting. Every pot, every member, every payout — one calm view.
- Live pot tracking
- Member payment status
- Payout schedule
Escrow you can see
Every pot sits in a segregated account under a licensed custodian. You can audit the balance anytime — it's your money, not our float.
Savings that build credit
Every on-time contribution becomes verifiable payment history. Lenders see it, and your circle's reliability becomes your score.
No chasing, no awkwardness
Automated reminders, split payments, and one-tap "pay for a member" keep circles healthy without the group-chat nagging.
What would your pot look like?
Move the sliders — the math is yours.
Tanda keeps 0% on free circles. Managed circles add 2.9% per pot.
Build this circleCircles, in their own words
"We're eleven cousins across three states. Tanda collects from everyone, and when it's your month, the money is there — same as always, but nobody has to chase anybody."
"Our taxi cooperative ran tandas on paper for years. Now the ledger is automatic and the bank actually accepts it when we apply for vehicle loans."
"I started a circle with five colleagues to save for our kids' summer camps. The credit history Tanda built even helped me refinance."
Simple, honest pricing
No surprises, no fine print. Leave whenever you want.
For friends, family, and neighbors who just want a cleaner ledger.
- Unlimited circles
- Automatic collections
- Digital ledger
- Standard support
For larger and long-running circles that want Tanda to run the operations.
- Everything in Free
- 2.9% per pot
- Priority escrow & payouts
- Member onboarding help
- Dedicated support
Frequently asked questions
Pots are held in segregated escrow accounts at regulated custodians, separate from Tanda's own funds. Your balance is verifiable at any time, and payouts are released automatically on the scheduled date.
Tanda sends automatic reminders and lets any member cover for another with one tap. If a gap can't be closed, the circle can adjust the schedule together — the ledger keeps everyone honest.
Yes. Circles can be public within your community, or invite-only. You see the full member history and payment record before you join.
Free circles cost nothing. Managed circles add a 2.9% fee per pot, split across members — which usually comes out to less than what one dinner costs.
In regions where we partner with credit bureaus, your on-time contribution history is reportable. Everywhere else, you get a portable Tanda score lenders can verify.
Tanda currently operates in the EU, Mexico, Kenya, Nigeria, the Philippines, and the United States, with more markets on the way.
Start your first circle this month.
Free to start, five minutes to invite, first pot in thirty days.
No card required. Leave anytime.